Buy Cheap Salvage Cars and Pay With Credit Card Online
To offer a more transparent and accessible auction process from start to finish, Manitoba Public Insurance (MPI) is working with Impact Auto Auctions (Impact) to allow customers to view, bid, purchase and pay for MPI Salvage Items online starting later this month.
Live online auctions hosted by Impact with MPI Salvage Items will begin on Wednesday, September 30, 2020 and continue to be held weekly every Wednesday.
With the move to a more accessible online format, MPI will no longer hold in-person salvage auctions.
As we move to align with the majority of other salvage sellers in Canada, this shift to online-only auctions will make MPI's processes more cost-effective, and in turn, contribute to overall lower insurance rates for all Manitobans.
Through this new easy-to-navigate system, buyers can expect a more comprehensive package for each salvage item before they even place a bid – more photos, including a 360° view of the exterior and interior of most vehicles, current odometer readings and more!
This new open bidding model will also allow customers to make more informed buying decisions by following along in real-time during auctions as well as using the pre-bid and maximum bid features.
Registration process and fees
As of September, in order to bid on and purchase MPI Salvage Items, you must register as a buyer with Impact. This is a simple, two-step process:
Step 1
The first step is to create a free account with Impact. This will allow you to browse and search their inventory, add vehicles to your Watch List and attend auctions online. However, you will not be able to bid until you complete your registration.
Step 2
Registering with Impact includes completing a registration form. Usually, registration also includes a registration fee. However, to allow as many interested Manitobans as possible to see the benefits of our new auctions with Impact, the annual registration fee for your first year will be waived for buyers who sign up before December 31, 2020.
Please note: If you choose to register after December 31, 2020, Impact will charge their normally applicable registration fees.
(Public buyer: $200, Licensed Business Buyer: $100 or $200, depending on your licensing.)
To register, please choose the option applicable to you and follow the outlined steps:
Public Buyer Registration: If you are not a vehicle dealer or auto recycler in Manitoba but still want to purchase Salvage Items, you can register by completing the online form and submitting any additionally required documents via email. This registration type allows you to bid at facilities open to the public, including MPI, and on inventory available to the public in Alberta and B.C.
To register for this category, you will need to provide the following information/documents:
- A completed and signed registration form
- A government-issued ID
Licensed Business Buyer Registration (Dealer, Non Dealer): If you hold the appropriate licenses for purchasing Salvage Items or auto recycling in Manitoba, you can register by completing the online form and submitting any additionally required documents via email. This registration allows you to bid at all locations where you meet licensing requirements.
To register for this category, you will need to provide the following information/documents:
- A completed and signed registration form
- A government-issued ID
- All licenses on which you wish to base your bidding privileges
Please note: Going forward, Impact will apply a renewal fee to your account annually. Depending on your registration type, your fee will be $100 (Public Buyer) or $50 (Licensed Business Buyer) per year.
Weekly process
Item listing
Every Thursday, inventory for the following week's sale will begin to be posted at impactauto.ca. Items may continue to be added up until the start of the auction.
A pre-bidding option will be available as soon as an item is added to the auction.
You will be able to access the auction by clicking on the Auctions drop-down menu at the top of the screen and selecting the Upcoming Auctions. MPI items will be listed under Manitoba.
In-person viewing
For items located at rural storage facilities, you will be able to view these vehicles in person, according to the location's hours of operation.
Online auction
Each Wednesday at 9 a.m. (10 a.m. for Sept. 30's auction), a live online auction hosted by Impact with MPI items will take place at impactauto.ca. The end time will depend on how many units are in each auction. Each vehicle will average a minute of auction time.
Once you are registered and logged in, you will be able to access the auction by clicking on Auctions and then Upcoming Auctions. Under Status, click Join AuctionNow to be able to begin bidding.
If you have placed the winning bid, you'll receive a confirmation email from Impact. When logged into your account on impactautos.ca, you can also see your winning bids by clicking on your dashboard.
Payment options
Payment options
Public buyers must provide payment for any winning bids by 4:30 p.m. on Wednesday. Dealers must provide payment for any winning bids by 4:30 p.m. on Friday.
There are multiple ways to pay for Manitoba Salvage Items, including:
Online
There are two online options for payment.
- You can pay in full online using INTERAC Online. Please note: Credit cards are not accepted. Partial payments are also not accepted through INTERAC Online.
- Alternatively, you can also pay via electronic fund transfer (EFT).
To send an EFT for payment for your purchased MPI Salvage Items, please use the following information:
Company Name: The Manitoba Public Insurance Corporation
Institution: Bank of Montreal
Transit: 00037
Bank Number: 001
Account: 1943626
Branch Address: 335 Main Street, Winnipeg, MB, R3C 1C2
Once completed, please also send an email to MPISalvage@mpi.mb.ca with any remittance advice.
Should you wish to make an international wire payment for your purchases, please contact Salvage Operations at 204-985-7844 during business hours (Monday to Friday, 8:30 a.m. to 4:30 p.m.) for further information.
By mail
Certified cheques can be couriered to:
Manitoba Public Insurance
Salvage Operations – Bldg. B
1981 Plessis Rd.
Winnipeg, Manitoba R2C 5C7
In person
You can pay in person at MPI's PDC. Payments can be made by certified cheque (personal cheques are not accepted), debit card, VISA, VISA debit, MasterCard or MasterCard debit.
Payment FAQs
I want to pay online but online credit card payments aren't accepted . Can I still pay online? How?
Yes, we offer two online payment options:
- You can pay in full online using INTERAC Online. Please note: Credit cards are not accepted. Partial payments are also not accepted through INTERAC Online.
Before you pay through INTERAC Online, we encourage you to check the following to ensure you're eligible for this payment method:
1. Your financial institution. Check here to make sure that your bank or credit union supports INTERAC Online.
2. Your transaction limit. Please contact your participating bank or credit union to inquire about your limits.
- Alternatively, you can also pay via electronic fund transfer (EFT).
To send an EFT for payment for your purchased MPI Salvage Items, please use the following information:
Company Name: The Manitoba Public Insurance Corporation
Institution: Bank of Montreal
Transit: 00037
Bank Number: 001
Account: 1943626
Branch Address: 335 Main Street, Winnipeg, MB, R3C 1C2
Once completed, please also send an email to MPISalvage@mpi.mb.ca with any remittance advice.
Should you wish to make an international wire payment for your purchases, please contact Salvage Operations at 204-985-7844 during business hours (Monday to Friday, 8:30 a.m. to 4:30 p.m.) for further information.
I would like to pay for my purchase with a certified cheque . What do I need to know?
If you are purchasing a Manitoba Salvage Item:
For Manitoba Salvage Item purchases, please make your cheque payable to Manitoba Public Insurance.
Cheques should be couriered to:
Manitoba Public Insurance
Salvage Operations – Bldg. B
1981 Plessis Rd.
Winnipeg, Manitoba R2C 5C7
If you are purchasing a non-Manitoba Salvage Item from Impact:
Please find the details for payment here.
Fees
Buy Fee
If you are a winning bidder, you will be required to pay a buy fee, in addition to your bid amount.
The buy fee is calculated on the sale price of the vehicle you have purchased. This fee has been added in order to align with industry practices and offset the new costs of providing a more robust and streamlined auction experience for buyers.
Please note: As the buy fee will only appear on your purchase at the payment stage, it is recommended that buyers consider this as they determine their overall budget for each item.
The buy fee range is as follows:
To view the detailed buy fee listing, click here.
Online Fee
An additional "online fee" will appear on your invoice when you have purchased a vehicle. This is a fee that is charged by Impact for any online sale. For Manitoba buyers, this fee will be waived until September 2021. You will see a credit called, "Online Fee Promo" on your invoice indicating this discount.
Item pick-up
All vehicles must be towed from their location following the Highway Traffic Act and the Drivers Vehicles Act.
Items located in Winnipeg
- Purchased vehicles located at the PDC in Winnipeg will remain within the Salvage Yard until removed by the owner or towing company. Once a vehicle has been paid for, customers or their tower may access the Salvage Yard to retrieve their purchase.
- Salvage Yard business hours are 8:30 a.m. – 4:30 p.m. (Wednesday, Thursday and Friday).
- All items must be removed from MPI premises by 5 p.m. Friday following their purchase. Access will only be permitted within the specified timeframe.
Items located at rural locations
- Purchased vehicles located at a rural storage location will remain at their locations until removed by the owner or towing company.
- Once a vehicle has been paid for, customers must contact the storage location to arrange a pick-up time.
- Storage will be provided for seven days after the completion of the auction. After this period, customers will need to make additional arrangements with the storage locations and customers are responsible for any storage fees incurred.
Buy Cheap Salvage Cars and Pay With Credit Card Online
Source: https://www.mpi.mb.ca/Pages/buying-salvage-effective-sept-30-2020.aspx